Health
Get coverage for expensive health setbacks so you can focus on getting better.
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Taking care of your people goes beyond providing fair and attractive compensation. An employee's financial security is complete only when salaries are supported by meaningful employee benefits such as insurance protection.
AIA Philippines’ Group Health Choice Plus is a packaged product that offers flexible benefits for small and medium businesses.
Provides life insurance protection anytime, anywhere and against any cause of death (except suicide during the first year of coverage).
Pays a lump sum benefit to an insured employee rendered totally and permanently disabled due to natural or accidental causes.
What does “pre-existing conditions" mean?
For the Hospital Income Benefit, “Pre-Existing Condition” means any illness or condition occurring six (6) months before the Effective Date of a Member’s coverage. For this purpose, an illness or condition has occurred when it has been investigated, diagnosed or treated, or when its signs or symptoms have manifested which would cause an ordinary prudent person to seek diagnosis, care or treatment.
What do we mean by “dismemberment"?
Becoming disabled by losing a part of your body as a result of an accident.
GROUPS
- Employee-Employer groups
- With 5-200 employees
- 100% of the Group must be enrolled in the plan
INSUREDS
- Regular, full-time and actively-at-work employees
- Ages 18 to 64
- Should mostly be involved in office type, non-hazardous work or with limited exposure to occupation hazards. For employees whose work requires using light or heavy machinery (high risk occupations), they may be covered given that they do not comprise more than 10% of the group.