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  • {{title}}

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    • Philam Life Vitality

    AIA Med-Assist

    Secure second

    Health · Protection · Life Insurance · Medical Insurance

    Issue Age

    0-55 YEARS OLD

    Life Insurance Coverage Age

    UNTIL 80 YEARS OLD

    You can buy this via

    AIA PHILIPPINES FINANCIAL ADVISOR

    WHAT THIS PRODUCT IS ABOUT 

    Don't let your hospital bill add to your worries! AIA Med-Assist will help you focus on your recovery by covering 90% of your in-patient expenses, as well as other medical expenses that can pile up without notice.

    It is a co-pay plan that comes in four different packages to match your budget, with a long-term payment scheme for more manageable premium payments.

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    Med Assist Video Modal

    what does it provide?

    • Medical Benefit
      Medical Benefit

      AIA Med-Assist covers your in-patient hospitalization and medical expenses through the Avega health card that comes with the plan. Because of its convenient co-pay arrangement, 90% of the bill will automatically be charged to AIA Philippines so that you will only have to pay the remaining 10%.

       

      AIA Med-Assist can shoulder up to P4,000,000 annually.

       

      Learn more about the details of your Avega coverage
    • Daily Hospitalization Income
      Daily Hospitalization Income

      Get up to P3,000 worth of Daily Hospitalization Income for every day that you're confined, over the course of a year, to offset any income loss you may experience from being hospitalized. Avoid the stress of medical expenses and focus on recovery instead of having to worry about your daily income! 

    • MEDICAL FUND
      MEDICAL FUND

      On top of providing financial solutions to health-related concerns, AIA Med-Assist also has an investment fund that can help you build your own medical fund in the future. So not only will you be covered for medical emergencies in the future, but you can also grow a considerable sum of medical savings after a designated duration.

    • LIFE INSURANCE COVERAGE
      LIFE INSURANCE COVERAGE

      In the event of loss of life, AIA Med-Assist will pay out a lumpsum cash benefit to your beneficiaries, which can go as high as 90 times your basic annual premium. This will help ease the financial burden that your loved ones may experience.

    • WAIVER OF PREMIUM
      WAIVER OF PREMIUM

      In the event of total and permanent disability, you won't have to pay your basic annual premiums and special top-up payments anymore. This waiver frees you from financial worries so you can focus on more important things.

    • AIA Vitality
      AIA Vitality

      The best response to hospitalization is avoiding it altogether. By living better, you avoid sickness and other medical conditions that require confinement. AIA Med-Assist comes with AIA Vitality —a science-backed platform that encourages a healthier lifestyle by rewarding you for every step through your fitness journey. It empowers you to know your health, improve your health, and enjoy the rewards, keeping you strong and helping you live a healthier, longer, and better life.

       

      LEARN MORE
    insurance lingo explained

    What does "premium" mean?

    The premium is the amount you pay to keep your policy active. It differs in terms of frequency and cost depending on the package you are comfortable with based on your budget.

    What does co-pay mean?

    Co-pay, also known as co-payment, is an arrangement where 90% of the total covered hospital bill will be shouldered by AIA Philippines and the remaining 10% will be paid for by you. For example, if your total hospital bill is P15,000, AIA Philippines will shoulder 90% of it, which means all you have to spend is P1,500 or the remaining 10%. 

    What does medical benefit lifetime limit mean?

    The lifetime limit of your medical benefit refers to the maximum amount AIA Philippines will cover all throughout the duration of the policy. The lifetime limit will depend on the package you have chosen.

    What is an aggregate or annual limit?

    The aggregate or annual limit is the maximum amount AIA Philippines will cover for your yearly medical expenses. If you reach this limit, your medical rider will no longer cover extra expenses within the year. The following year, however, your coverage is renewed, and you can start claiming benefits again. The time when the annual limit is renewed is called the Policy Anniversary.

    What is a lifetime limit?

    The lifetime limit is the very maximum amount that AIA Philippines will provide for your medical benefits. It cannot be renewed. Reaching it marks the end of your coverage.

    already policy holder?
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    THE FINE PRINT

    • AIA Med-Assist is a peso-denominated variable life insurance product available in Pay-to-age-65 variant that covers in-patient expenses during hospitalization. It includes Medical Benefit Rider, Daily Hospital Income, Waiver of Premium, and AIA Vitality.

      AIA Med-Assist is a peso-denominated variable life insurance product available in Pay-to-age-65 variant that covers in-patient expenses during hospitalization. It includes Medical Benefit Rider, Daily Hospital Income, Waiver of Premium, and AIA Vitality.

    • The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy Contract. In case of conflict, the terms of the policy shall prevail.

      The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy Contract. In case of conflict, the terms of the policy shall prevail.

    • Reminder on Pre-existing Conditions and Free-Look: Upon receiving the Policy Contract, you may refer to it for the full details on critical illness definitions, exclusions including the pre-existing conditions, and other limitations. If after reading the Policy Contract you decide that this plan is not suitable for your needs, simply return it to AIA Philippines within 15 days from the date you or your authorized representative received it and we will refund total premiums you have paid.

      Reminder on Pre-existing Conditions and Free-Look: Upon receiving the Policy Contract, you may refer to it for the full details on critical illness definitions, exclusions including the pre-existing conditions, and other limitations. If after reading the Policy Contract you decide that this plan is not suitable for your needs, simply return it to AIA Philippines within 15 days from the date you or your authorized representative received it and we will refund total premiums you have paid.

    • For insured age 0-17, benefit of the plan would include the Life Insurance Coverage and the Medical Benefit only.

      For insured age 0-17, benefit of the plan would include the Life Insurance Coverage and the Medical Benefit only.

    Co-pay, also known as co-insurance, means Philam Life covers most of your in-patient needs, but you will also cover the little that’s left of the expenses. These expenses are specifically for treatment, hospital charges, and nurses’ fees during your confinement. For example, if your total hospital bill is P15,000, Philam Life will shoulder 90% of it, which means all you have to pay is P1,500 or the remaining 10%

    CONTACT AIA PHILIPPINES

    PH: (02) 8 528 2000
    INT PLDT NDD: 1800 10 528 2000

     

    AIA Philippines Head Office
    16F-18F Six/NEO Building
    5th Avenue corner 26th Street
    Bonifacio Global City, Taguig
    Metro Manila, Philippines 1634

    CONTACT AIA Philippines

    PH: (02) 8 528 2000
    INT PLDT NDD: 1800 10 528 2000

     

    AIA Philippines Head Office
    15-18F Six/NEO Building
    5th Avenue corner 26th Street
    Bonifacio Global City, Taguig
    Metro Manila, Philippines 1634

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