Get the knowledge, tools and motivation you need to do well on your journey towards healthy living so that you get more out of life and enjoy the rewards, whilst being protected against risk.
You want to be healthy and be around so you can provide what’s best for your family. For you, giving your best means that you are able to provide for them no matter what happens.
Now, you can have a protection and wellness plan that will help you live confidently and worry-free with Active Family Provider.
Active Family Provider is a protection and wellness plan powered by AIA Vitality
what does it provide?
LIFE INSURANCE BENEFIT FOR YOUR LOVED ONES
In case of the unexpected, your family will receive a cash benefit. You get a minimum guaranteed coverage amount for your loved ones to be protected no matter what.
Your payments are invested and your benefit can also grow over time. Plus, through AIA Vitality, you can also get additional coverage based on your health.
Choose to pay for as short as 5 or 10 years, depending on what’s best for your needs so you don’t need to worry for a long time.
A HEALTHIER AND LONGER LIFE
Active Family Provider is powered by AIA Vitality - it lets you enjoy access to a total wellness program that will let you know your health, improve your health, and enjoy rewards as you go along. Through this, you will have a long and healthy life to enjoy.
As you live healthier, you earn points that will allow you to increase your AIA Vitality Status.
Philam Vitality Journey and Details - Active Family Provider
insurance lingo explained
What do we mean by “investing in expertly-managed funds”?
A portion of your premiums are placed in investment funds that can grow your money in the long-term.
What do we mean by “account value”?
This refers to the accumulated amount of cash that you can earn over a period of time. This amount will depend on what funds you choose to invest your money in.
What do we mean by “Guaranteed Life Insurance Benefit”?
Your family will receive a guaranteed cash amount when you pass away. This benefit may increase as your account value grows.
ADDITIONAL COVERAGE
You can choose any of the additional options below to customize your plan’s coverage.
Get additional cash to use for serious accidental injuries, disabilities or if you pass away due to an accident until age 72.
Get additional cash to help you recover from any of 56 covered major critical illnesses including cancer, heart attack and stroke until age 75.
Get additional cash to help you recover from any of 56 covered major critical illnesses including cancer, heart attack and stroke, and get 25% in advance if diagnosed with any of 11 covered early stage conditions until age 75.
Continue to enjoy your plan without having to pay for the remaining premiums if you get totally and permanently disabled before age 60.
Continue to enjoy your plan without having to pay for the remaining premiums if you get any of 56 covered major critical illnesses including cancer, heart attack and stroke until age 75.
Continue to enjoy your plan without having to pay for the remaining premiums if you get totally and permanently disabled before age 60. You also receive a cash amount monthly.
If you want to purchase this plan for a child, this additional coverage allows you to continue the plan without having to pay for the remaining premiums if you get totally and permanently disabled before age 60 or before the child is age 25.
Active Family Provider is a Family Provider variant with AIA Vitality.
If you choose to discontinue your AIA Vitality Membership, you will no longer be availing of the Active variant and only the Family Provider plan will continue.
Life insurance benefit can vary depending on age and payment amount.
Premium period is not guaranteed. In the future, if the Account Value becomes insufficient to pay for charges, it is possible that additional premiums (i.e. top-ups) will be required to continuously enjoy the life insurance coverage.
Please consult your Financial Advisor or refer to the policy contract for full details on the critical illness definitions, exclusions and limitations.
The amount of your account value will vary depending on fund performance which may be affected by market conditions.
The minimum premium required may increase depending on the occupational and medical ratings of the proposed insured.
The contents of this page are for illustrative purposes only. Actual terms and conditions of insurance coverage are found in the policy. In case of conflict, policy terms shall prevail.
Upon receiving the Policy Contract, you may refer to it for the full details on the Critical Illness definitions, exclusions including the pre-existing conditions, and other limitations. If after reading the Policy Contract, you decide that this plan is not suitable to your needs, simply return it to AIA Philippines within fifteen (15) days from the date you or your authorized representative received it and we will refund to you the total premium you paid.
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