Health
Get coverage for expensive health setbacks so you can focus on getting better.
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{{label}}As our way of thanking you for entrusting your life protection with us, we strive to provide you with rewards made exclusive for you.
AIA Philippines Premium Club is open to all customers who maintain a total aggregate premium of at least Php 200,000.00.
With a total aggregate premium of at least Php 200,000.00, you can become an AIA Philippines Premium Club member!
Your membership premium will be computed based on the following:
*Regular pay policies are paid monthly, quarterly, semi-annually and annually for a prescribed number of years.
**Single pay policies are one-time premium payment only.
***Top-ups are additional premiums paid on top of a policy to increase amount of investment and coverage. Only top-ups made from January 2018 are considered.
How much you pay in premiums annually determines where you are in the membership tier.
Membership Tier | Total Combined Annual Net Premium |
---|---|
Tier 1 | Php 1,500,000 and up |
Tier 2 | Php 500,000 to Php 1,499,999.99 |
Tier 3 | Php 250,000 to Php 499,999.99 |
Tier 4 | Php 200,000 to Php 249,999.00 |
Higher Annual Premiums = Higher Membership Tier = More rewards!
Your membership tier is in effect for one (1) year. Changes in your policy ownership may affect your membership tier, but only on your membership anniversary.
Earn higher rewards points, enjoy the flexibility of choosing treats to your liking, and receive priority servicing -- Perks suited to your premier lifestyle.
Enjoy higher points as you go up the AIA Philippines Premium Club membership tier. You will receive a Php 200 eVoucher for every 1,000 points earned.
Choose rewards of your liking from our shopping, health and beauty, dining, and travel partners nationwide. PLUS! Enjoy exclusive access to partner merchants. Check out our list of partner merchants here.
Receive outright welcome points upon launch1 and bonus points during your birthday and membership anniversary.
1 - Applicable only for existing AIA Philippines Premium Club customers as of December 31, 2020 only
Jumpstart your journey to health with AIA Vitality, a science-backed wellness program that encourages you to live #HealthierLongerBetterLives. AIA Vitality rewards you for taking steps to know and improve your health.
Receive your free AIA Vitality membership here.
Get priority servicing for your transactions and requests through our dedicated customer touch points.
Contact your Premium Club Special Hotline at (02) 8 528 5252 or Premium Club Email Support at premiumclub@aia.com.
The AIA Philippines Premium Club is a customer loyalty program that rewards preferred AIA Philippines customers with exclusive benefits and privileges that are anchored to the Company’s brand promise of enabling its customers to live Healthier, Longer, and Better Lives.
With the new program mechanics, you will now be given the flexibility to choose your own rewards that will help you with your personal journey towards wellness.
You will be awarded with points for doing certain activities to your policy such as – paying for your premium on time, updating your contact information, enrolling into My AIA, enrolling your policy to our auto-charge arrangement, making a top-up on variable unit-linked policies, and many more!
You also get to enjoy additional points throughout the year by simply updating your contact information during your birth month, keeping your policy intact until your next membership anniversary, and for simply paying for your premium on time.
You can choose where to redeem your points in exchange for rewards from dining, shopping, wellness, and travel partner merchants. Now, you can use your rewards whenever and however which way you want, even at the comfort of your own home.
We revisited the current mechanics to ensure that our AIA Philippines Premium Club members will continue to receive relevant and exclusive privileges as we all adapt to the new normal brought about by the pandemic.
The new program mechanics will commence on January 1, 2021.
You may qualify to the AIA Premium Club if you are able to maintain an annual aggregate premium of at least Php 200,000 based on the following:
The AIA Philippines Premium Club program eligibility, guidelines, benefits, and program mechanics are subject to periodic review and may change as AIA Philippines deems necessary.
1 - Regular pay policies are paid monthly, quarterly, semi-annually and annually for a prescribed number of years.
2 - Single pay policies are one-time premium payment only.
3 - Top-ups are additional premiums paid on top of a policy to increase amount of investment and coverage. Only top-ups made from January 2018 are considered.
If you are deemed eligible, you will receive a AIA Philippines Premium Club Welcome Kit via e-mail which contains a welcome letter, digital membership kit (program overview, qualifications, benefits, redemption guide, partner sites), and the online rewards catalog link.
Your membership status is in effect for one (1) year and may be renewed annually provided that your insurance policies remain active and the total combined annual premium meets the minimum premium requirement.
Your Premium Club membership is subject to review and renewal one (1) month before your membership anniversary. You will receive a notice of Premium Club membership status on your membership anniversary.
The AIA Philippines Premium Club benefits will depend on the membership tier of the customer as follows:
Membership Tier | Total Combined Annual Net Premium |
---|---|
Tier 1 | Php 1,500,000 and up |
Tier 2 | Php 500,000 to Php 1,499,999.99 |
Tier 3 | Php 250,000 to Php 499,999.99 |
Tier 4 | Php 200,000 to Php 249,999.00 |
The membership tier is in effect for a period of one (1) year and will be renewed on the membership anniversary.
Please note that the AIA Philippines Premium Club program eligibility, guidelines, benefits, and program mechanics are subject to periodic review and may change as AIA Philippines deems necessary.
You will enjoy higher points as you go up the membership tier. The higher your tier is, the higher the rewards you get to enjoy.
Starting January 1, 2021, all AIA Philippines Premium Club members can enjoy the following –
* Applicable only for existing AIA Philippines Premium Club customers as of December 31, 2020 only
AIA Philippines Premium Club members can earn the following points per type of transaction --
Rewards Earning Transaction | Points Awarded | |
---|---|---|
1 |
Welcome points A Premium Club Exclusive! Given one time upon program launch in January 2021 for existing AIA Philippines Premium Club customers as of Dec 31, 2020. |
Tier 1: 5,000 points per customer Tier 2: 3,500 points per customer Tier 3: 1,500 points per customer Tier 4: 1,000 points per customer |
2 |
Enroll into My AIA |
5 points per policy |
3 |
View your ePolicy in My AIA |
5 points per policy |
4 |
Pay subsequent premium for a policy |
Tier 1: 6 points per Php 500 paid per policy Tier 2: 5.75 points per Php 500 paid per policy Tier 3: 5.50 points per Php 500 paid per policy Tier 4: 5.25 points per Php 500 paid per policy |
5 |
Made a top-up |
Tier 1: 6 points per Php 500 paid per policy Tier 2: 5.75 points per Php 500 paid per policy Tier 3: 5.50 points per Php 500 paid per policy Tier 4: 5.25 points per Php 500 paid per policy |
6 |
Holiday Bonus points Awarded to Premium Club policies that were paid promptly on or before their due date for the past year with no missed or late payments |
Tier 1: 6 points per Php 500 paid per policy Tier 2: 5.75 points per Php 500 paid per policy Tier 3: 5.50 points per Php 500 paid per policy Tier 4: 5.25 points per Php 500 paid per policy |
7 |
Modal Payment change to Annual A Premium Club Exclusive! Applicable only for existing policies under Semi-Annual, Quarterly, and Monthly payment mode |
5 points per policy |
8 |
Birthday Bonus points A Premium Club Exclusive! Awarded only if you update your contact information with us during your birth month. |
100 points per customer per year |
9 |
Update contact information |
10 points per customer per year |
10 |
Membership Anniversary Bonus points A Premium Club Exclusive! Awarded on your membership anniversary. |
Tier 1: 5,000 points per customer Tier 2: 3,500 points per customer Tier 3: 1,500 points per customer Tier 4: 1,000 points per customer |
11 |
Enroll your policy into an Auto Charge Arrangement (eACA) or recurring payment facility |
10 points per policy |
Points are updated every month and will always reflect the latest points as of the end of the previous month.
You will receive an e-mail advisory every month containing a unique customer link which will show how much accumulated points you have received to date from all your policies as well as your rewards catalog.
It is important to make sure that your contact details in our records is updated because these are advisories are sent directly to your e-mail. You may update your contact information through your My AIA, through your financial advisor, or through any of AIA Philippines' customer touchpoints.
Soon, you will also be able to easily see your points from your My AIA portal. We will advise you once this feature becomes available.
To log-in, please type the first letter of the first name and the full last name of the policyowner as your password in ALL CAPS with no space. For example, if the policyowner's name is JUAN ANDRES JOSE DELA CRUZ, please type JDELACRUZ. Please remember to use the name that you wrote during policy application.
Please note that you will be prompted to change your password upon successful log-in.
If you are still unable to log-in, please send an e-mail to premiumclub@aia.com and an AIA Philippines customer service representative will gladly assist you.
As an existing AIA Philippines Premium Club member, you will continue to enjoy your current eGifts until the end of the voucher’s validity period. For example, the Christmas eGift voucher issued in December 2020 will still be valid for one (1) year from the time of its issuance. We highly encourage you to avail of any unused benefits before the expiration of the voucher’s validity.
It is important to keep all your policies in-force because all points accumulated by the lapsed or surrendered policy will be forfeited. In addition, if a lapsed policy is reinstated, all points previously accumulated will not be retroactively applied.
If you are a multiple policyowner, only the points of the lapsed or surrendered policy will be forfeited. You can still use your points from your in-force policies to redeem rewards. However, the exclusive perks and premier rewards that were originally available to you will no longer be made available to you as you will be led to the rewards catalog page of non-Premium Club members.
Previously redeemed rewards from the catalog will however not be forfeited.