Health
Get coverage for expensive health setbacks so you can focus on getting better.
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{{label}}Education
Issue Age (Parent)
Issue Age (Child)
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As parents, you aspire for a successful future for your children. You want them to have a good education and a better life. You understand that education is one of the greatest gifts that you can give to your children.
Future Scholar is an investment and life insurance plan that gives guaranteed education benefits and long-term growth potential.
Future Scholar is available at an affordable minimum premium of PHP 20,000 paid annually.
Your child gets education benefits in eight semi-annual guaranteed cash payouts for four years of education starting at age 18.
Enjoy long-term growth potential through access to expertly-managed funds.
Have peace of mind knowing that should you pass away or suffer total and permanent disability, the plan will continue without you having to make future payments.
You can build your child's education fund in 5 years or until your child reaches the age of 17.
What do we mean by “investing in expertly-managed funds”?
A portion of your premiums are placed in investment funds that can grow your money in the long-term.
What do we mean by "account value"?
This refers to the accumulated amount of cash that you can earn over a period of time. This amount will depend on what funds you choose to invest your money in.
Customize your plan’s benefits with the additional option below.
Get additional lump-sum cash benefit to help in your child's education should you pass away or suffer total and permanent disability before your child reaches the age of 18.
Future Scholar is a packaged unit-linked plan and a Guaranteed Education Benefit rider. It puts your premiums into two allocations: guaranteed savings and investment.
The investment allocation allows you to grow an Account Value over time. This benefit is not guaranteed and is dependent on the performance of your chosen funds.
Payment Period is not guaranteed. In the future, if the Account Value becomes insufficient to pay for relevant charges and premiums due, it is possible that you may be required to pay additional premiums so that the policy will remain in force.
The coverage of the plan continuation benefits is premium paying period or payor's age 60, whichever is earlier.
The term life insurance coverage for the payor is up to child's age 18 or payor's age 60, whichever is earlier.
The minimum premium excludes the premium for the optional term life insurance coverage.
Minimum premium of PHP 20,000 is applicable to annual payment mode only. The minimum premium for monthly, quarterly, and semi-annual modes is PHP 30,000 a year.
This product is valid for purchase in the Philippines only.
The contents of this page are for explanatory purposes only. Actual terms and conditions are found in the policy. In case of conflict, policy terms shall prevail.
If after reading the Policy Contract, you decide that this plan is not suitable to your needs, simply return it to AIA Philippines within fifteen (15) days from the date you or your authorized representative received it and we will refund to you the total premium you paid.