Health
Get coverage for expensive health setbacks so you can focus on getting better.
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{{label}}Education
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We all want our children to have a bright future. We work hard so we can equip them with the best education. However, our hard earned savings are not growing as much as we want them to.
Get a head start in building your child’s education fund no matter what happens to you with AIA Philippines’ MoneyWorks for Education. It's a unit-linked savings plan where benefits are connected to the performance of your chosen investment funds, allowing you to grow your money better over time. Plus, you also get lifetime insurance coverage to protect you if the unexpected happens.
MoneyWorks for Education is available at a minimum premium of PHP 20,000 a year.
MoneyWorks for Education gives you access to expertly-managed funds that can earn you an account value with higher returns than bank deposits.
Get full control of your savings plan based on the risk you are willing to take. You have the privilege to increase your investment anytime. Plus, you can switch funds and change fund allocations whenever you like free-of-charge.
Your plan includes a waiver of premium for critical illness. Should you encounter any of 56 covered critical illnesses or become Totally and Permanently disabled, your plan will continue without you needing to pay future premiums.
View List of Critical Illnesses
Leave a cash amount for your loved ones when you pass away so you can make sure that their needs are taken care of. In case your account value becomes higher than your life insurance coverage when you pass away, your loved ones can get the higher amount instead.
What is a “unit-linked product (ULP)”?
It is a type of insurance plan that is tied to investment funds. ULPs help you grow your money over the long-term while protecting your loved ones at the same time.
What do we mean by “investing in expertly-managed funds”?
A portion of your premiums are placed in investment funds that can grow your money in the long-term.
What do we mean by "account value"?
This refers to the accumulated amount of cash that you can earn over a period of time. This amount will depend on what funds you choose to invest your money in.
You can choose any of the additional options below to customize your plan’s coverage.
Get additional cash to use for serious if accidental injuries, disabilities or if you pass away due to an accident until age 72.
Get additional cash to help you recover from any of 56 covered major critical illnesses including cancer, heart attack and stroke until age 75.
View List of Critical IllnessesGet additional cash to help you recover from any of 56 covered major critical illnesses including cancer, heart attack and stroke, and get 25% in advance if diagnosed with any of 11 covered early stage conditions until age 75.
Critical Illness Coverage with Early Stage PayoutContinue to enjoy your plan without having to pay for the remaining premiums if you get totally and permanently disabled before age 60. This can replace your waiver of premium for critical illness.
Continue to enjoy your plan without having to pay for the remaining premiums if you get totally and permanently disabled before age 60. You also receive a cash amount monthly. This can replace your waiver of premium for critical illness.
If you want to purchase this plan for a child, this additional coverage allows you to continue the plan without having to pay for the remaining premiums if you get totally and permanently disabled before age 60 or before the child is age 25. This can replace your waiver of premium for critical illness. This can replace your waiver of premium for critical illness.