2 minutes
When an illness strikes and you’re not prepared, the financial consequences can be devastating for you and your loved ones. And there’s no predicting when it will happen!
A stroke, for example, can come suddenly and unexpectedly. When the blood supply to the brain is interrupted because of a blocked artery or a brain haemorrhage, this can lead to severe brain injury and lifelong disability unless immediate medical attention is applied.
Strokes are considered to be the second leading cause of death in the Philippines. Treatments can be long, painful, and expensive: this can cover medications, medical procedures, and surgery. Survivors must deal with numerous temporary or permanent complications, like paralysis, difficulty speaking, and memory loss, just to name a few.
While treatments can be long, recovery can be even longer, involving several types of therapy such as speech, cognitive, relearning sensory skills, and physical therapy.
The cost on both one’s health and bank accounts can indeed be heavy—the expense or a regular treatment for stroke in the Philippines is around P1.8 million. Imagine if the breadwinner were the one who suffered a stroke — the financial burden would be even heavier!
As expensive as it is, if you’ve laid the groundwork before the stroke, you can make sure your family can cope with its outcome.
The first step should be investing in life insurance that protects yourself and your family. A life insurance product can cover critical illnesses, disabilities, and accidents, aside from loss of life.
Consider AIA Critical Protect 100, a plan that covers beneficiaries from age 0 to 100, against 100 critical illnesses, stroke included.
AIA Critical Protect 100 offers major critical illness coverage until well into old age—the time when you need it the most. Beneficiaries can also add a supplementary benefit that entitles them to five yearly recovery cash payouts—each amounting to 10% of the main coverage amount.
To protect yourself from the financial impact of a future stroke, start by reading about the kind of protection you need, and AIA Philippines can provide: read about AIA Philippines’ many products.
